In context to a divorce, your personal financial advocate helps you design and manage one of the most important aspects of your divorce — your financial outcomes. S/he acts as your guide throughout the process to help you navigate uncharted waters. The process you use, along with how you communicate, will influence your financial outcomes.

In a divorce, your personal financial advocate functions as your financial analyst, financial architect, financial communicator, financial negotiator, financial strategist, divorce closer and partner throughout the process to help you:

  • Understand the current position of your marital estate
  • Evaluate the variety of risks that will arise from decisions you need to make throughout your divorce
  • Design workable solutions where you and your future life are in the center of the solution
  • Develop strategies to open up discussions while simultaneously managing your exposure
  • Unseat negotiating positions created through prior communications
  • Create compelling evidence that strengthens your negotiating position
  • Shift communication patterns to create new opportunities
  • Present your position in a credible manner to the opposing party to minimize objections
  • Capture your intent to manage your post divorce risks
  • Minimize stressful memories that arise from lengthy divorce processes
  • Close your divorce process

In your divorce process, you will face many financial decisions. You can introduce risk into your divorce process depending how you interpret and respond to different situations. On the surface what appears to be a relatively simple profile may have one or many interrelated financial issues that can impact your outcomes. If you do not arrive at your desired financial outcome it can impact how you live the rest of your life. A personal financial advocate, skilled in the art of divorce, can be an invaluable resource on your team to help you preserve your net worth, protect your reputation (personal and business) and minimize your financial exposure (today and in the future) as you move through your divorce process.

You do not have to manage this process alone. If you do, you may unexpectedly experience undue financial exposure which could be difficult to unravel. Your personal financial advocate will evaluate the implications of each decision as it relates to your end goals. Your advocate acts as your partner every step of the way through your divorce as if your s/he is personally going through your divorce process too. Your personal financial advocate informs you about issues you may not be aware of and how to best manage them.

S/he knows the right types of questions to ask at the right points in time in the process. Your personal financial advocate has the training, expertise and technical frameworks to uncover hidden risks and mitigate implications that will arise from one or more of your decisions. Your personal financial advocate designs strategies and solutions to bring you from where you are to where you want to end up.

About the Author

Larry Smith is a Founding Partner of Divorce Outcomes, a specialized professional services firm that manages all of the financial aspects in a divorce process. Since 2003 he has worked as a trusted financial advisor, financial advocate, divorce architect and technical financial expert; he is not an attorney. He is an alumni of KPMG and Andersen with expertise in technical accounting, forensics, sophisticated taxation, management consulting, risk management, advanced process engineering, business combinations, divorce management, multi-party negotiations, advanced quality analytics and cognitive performance technologies. Since 1986 Larry has been advising individuals and organizations about innovative financial solutions to resolve complex financial challenges that arise in life and in business.

For both personal and business divorces, Larry is considered an expert in divorce strategies, divorce process management, financial divorce architecture, financial risk management, taxation for divorces, financial divorce forensics, advanced divorce analytics, financial divorce negotiations and mediation, business valuations and sophisticated equity structures. He helps clients shape complex financial decisions, manage communication risks and ever-changing negotiating positions to strategically preserve or grow wealth from these types of transactions.

If You Have a Question

If you have a question, feel free to contact me at [email protected] or 617-680-5222. The call is free. I will spend 30–60 minutes with you. I will provide you an honest assessment as to where I think you are positioned in your divorce process or answer any questions you have. I may provide you some guidance, insight or advice that you can take with you as you wish. There is no obligation to move forward. The phone call is designed to ease your fears, provide you some options to pursue and a potential road to run on that can lead you down a path to achieve a successful outcome.

About Divorce Outcomes

Divorce Outcomes is a specialty services firm that helps people both domestically and internationally manage all of the financial decisions that arise in their divorce process. We are not attorneys. We are financial experts who partner with our clients as their personal financial advocates. We help our clients manage their divorce process, uncover hidden financial risks, architect divorce solutions, manage ever-changing negotiating positions, communicate complex financial matters and close the divorce process as soon as possible with a goal to arrive at the best outcomes possible. Throughout the process we evaluate the current state of our clients’ financial lives with an objective to best reposition their future. We do not sell any products. We simply raise issues that are in our clients best interest. Our clients share with us we:

  • unfold, analyze and repackage their financial life so they are well positioned after their divorce
  • preserve the value of their business or marital estate
  • continuously strive to provide a return on our services
  • build balanced financial solutions grounded in evidence
  • find ways to make our client, and at times both parties, money through the process
  • design their divorce to work for them and their family’s life
  • provide mental clarity to make decisions
  • reduce the total process time from start to close
  • minimize the stress and unpleasant memories that can last a lifetime

As we reach an agreed upon settlement structure, we help our clients identify a fitting attorney who can leverage the financial solution to draft and record the requisite legal documents. Where outcomes are at risk from a traditional process, we function as expert financial negotiators or financial mediators to turn around the situation and achieve our client’s desired outcomes.

Learn more about us at or review our blogs to gain a clearer understanding about our approach and how we maximize the financial outcomes for our clients.


This communication is for general informational purposes only which may or may not reflect the most current developments. It is not intended to constitute formal advice or a recommended course of action as every person’s situation is unique and different. The information here is not intended to be, and should not be, relied upon by the recipient to make a decision without professional guidance.

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